Insurance is essential to keep your home, vehicles, and family safe from unexpected pitfalls. According to Value Penguin, 85% of homeowners have home insurance in the United States, which helps illustrate how important this coverage is. If you are in the market for insurance for the first time or are switching companies and need support, here is what you should be aware of in choosing an insurance company.

Policy Price

The amount of your premium can vary from company to company, so it's crucial to be familiar with your options. Getting different quotes from different companies means that you can consider multiple choices and choose one that fits your budget. Quotes and comparisons should always be done on the same policy limits and riders for an accurate basis of comparison.

Ratings

You want your policy to come from both an insurance company that is financially sound and from an agent that is well-respected. Checking out ratings and reviews for your company and agent is a fantastic way to see if they have a history of delivering customer satisfaction.

Great Service

When you're working with an insurance company, the agent and every member of their team should make you feel valued, answer all your questions, and put you at ease while you're using their services. If you always get put on hold, get sent to voicemail, or struggle to find the information you need, it probably isn't the right fit. There is a national claims database for insurance agents that can also tell you the complaint history for a company. This is a valuable tool you can use. You should always get great service every time you visit or call.

Company Licensing

Lastly, the company needs to be licensed in your state. This way you have the option of a state insurance department helping if you ever have a problem. You can check with the state insurance department where you live to see if a company is licensed to operate in that state so you can work with them with peace of mind.

If you're ready to get insurance at an incredible value or need more information or a quote, we're here to help. Give our team at Heitz Insurance a call today and see what we can do for you. We would love to assist you!